What is Affirm?

Affirm is a financing alternative to credit cards. They offer decisions within seconds for financing plans when purchasing online.

At Phone Daddy , you can choose Affirm as a payment method during checkout and seamlessly apply for a loan to pay for your items right then. You can choose to spread your payments out, typically over 3, 6, or 12 months, to pay for your purchase with manageable payments that work with your budget. For example, "on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR."

How does Affirm work?

Select to pay with Affirm at checkout. Affirm will prompt you to enter a few pieces of information - your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Please ensure that all of this information is your own and is consistent information otherwise you may experience difficulty with your checkout.

You will have the option to choose to pay off your loan over 3, 6, or 12 months (Rates range from 0%-30% APR). Affirm will also state the amount of your fixed, monthly payments and the total amount of interest you'll pay over the course of the loan. *Your APR rate is based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

For additional information or questions specific to your Affirm loan please contact Affirm directly at Affirm Help or by calling (855) 423-3729.